Privacy Policy
Last updated: April 21, 2022
1. Introduction
CredAcc Technologies US and our affiliates (“We” or “Us” or “Our”) respects the privacy of our users and visitors (“User” or “You”). This privacy policy (the “Privacy Policy”) explains how We collect, use, disclose, and safeguard your information when You visit Our website including any other media form, media channel, mobile website, or mobile application related or connected thereto (collectively, the “Site”). Please read this Privacy Policy carefully. If You do not agree with the terms of this Privacy Policy, please do not access the Site. 

We reserve the right to make changes to this Privacy Policy at any time and for any reason. We will alert You about any changes by updating the “Last Updated” date of this Privacy Policy. Any changes or modifications will be effective immediately upon posting the updated Privacy Policy on the Site, and You waive the right to receive specific notice of each such change or modification. 

You are encouraged to periodically review this Privacy Policy to stay informed of updates. You will be deemed to have been made aware of, will be subject to, and will be deemed to have accepted the changes in any revised Privacy Policy by your continued use of the Site after the date such revised Privacy Policy is posted.
2. Collection of your information
a. Personal information that you send us through the site
Contact. We offer “Contact” features to business that are interested in hearing more about Our products and services. Information sent using this feature is encrypted. Do not send sensitive personal information through this functionality. The Site may offer links to call or e-mail Us. Those links facilitate your contact through your phone or e-mail system and are not covered by this Privacy Policy.
Careers. The only consumer functionality on the Site is to allow You to contact Us regarding career opportunities, Information sent using this feature is encrypted. We do request resume and reference information. Please note that contacts sent to Us via the Careers functionality are not employment applications and are treated as preliminary inquiries. Please do not send sensitive personal information through this functionality. Candidates for specific jobs with Us submit a separate employment application to begin that process. If You are interested in hearing about employment opportunities, use the Site feature is entirely optional. You are welcome to contact Us by phone, e-mail, or regular mail to start this process. We do not currently offer this functionality for non-US or California residents and encourage you to contact us through other channels.
b. Information automatically collected
We automatically collect certain information when You visit, use or navigate the Site. This information does not reveal your specific identity but may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, information about how and when You use Our Site and other technical information. This information is primarily needed to maintain the security and operation of Our Site, and for our internal analytics and reporting purposes.
c. Information collected from other sources
We may obtain information about You from other sources, such as public databases, joint marketing partners, social media platforms, as well as from other third parties. Examples of the information we receive from other sources include: social media profile information (your name, gender, birthday, email, current city, state and country, user identification numbers for your contacts, profile picture URL and any other information that You choose to make public); marketing leads and search results and links, including paid listings (such as sponsored links).
d. Third-party data
Information from third parties, such as Personal Information or network friends, if You connect your account to the third party and grant the Site permission to access this information.
3. Use of your information
Having accurate information about You allow us to provide You with a smooth, efficient, and customized experience. Specifically, We may use information collected about You via the Site to:
Reply to your inquiry.
Compile anonymous statistical data and analysis for use internally or with third parties.
Send You information or promotional materials that may be of interest to your business.
Contacting You from time to time to apply for a specific job with Us.
Increase the efficiency and operation of the Site.
Monitor and analyze usage and trends to improve your experience with the Site.
Notify You of updates to the Site.
Offer new products, services, and/or recommendations to You.
Perform other business activities as needed.
Assist law enforcement and respond to subpoena.
Resolve disputes and troubleshoot problems.
Solicit support for the Site.
4. Disclosure of your information
We only share and disclose your information in the following situations:
a. Compliance with laws
We may disclose your information where we are legally required to do so in order to comply with applicable law, governmental requests, a judicial proceeding, court order, or legal process, such as in response to a court order or a subpoena (including in response to public authorities to meet national security or law enforcement requirements).
b. Vital interests and legal rights
With your consent, or with an opportunity for You to withdraw consent, We may share your information with third parties for marketing purposes, as permitted by law.
d. Vendors, consultants and other third-party service provider
We may share your data with third party vendors, service providers, contractors or agents who perform services for us or on our behalf and require access to such information to do that work. Examples include: payment processing, data analysis, email delivery, hosting services, customer service and marketing efforts. We may allow selected third parties to use tracking technology on the Site, which will enable them to collect data about how You interact with the Site over time. This information may be used to, among other things, analyze and track data, determine the popularity of certain content and better understand online activity. Unless described in this Privacy Policy, we do not share, sell, rent or trade any of your information with third parties for their promotional purposes.
e. Business transfers
We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
f. Third-party advertisers
We may use third-party advertising companies to serve ads when You visit the Site. These companies may use information about your visits to Our Site and other websites that are contained in web cookies and other tracking technologies in order to provide advertisements about goods and services of interest to you. See Cookie section below.
g. Affiliates
We may share your information with our affiliates, in which case we will require those affiliates to comply with this Privacy Policy. Affiliates include Our parent company and any subsidiaries, joint venture partners or other companies that we control or that are under common control with us.
h. Business partners
We may share your information with our business partners to offer You certain products, services or promotions.
i. With your consent.
We may disclose your Personal Information for any other purpose with your consent.
j. Other users
When You share Personal Information (for example, by posting comments, contributions or other content to the Site) or otherwise interact with public areas of the Site, such Personal Information may be viewed by all users and may be publicly distributed outside the Site in perpetuity. Similarly, other users will be able to view descriptions of your activity, communicate with You within Our Site, and view your profile. We are not responsible for the actions of third parties with whom You share personal or sensitive data, and We have no authority to manage or control third-party solicitations. If You no longer wish to receive correspondence, emails or other communications from third parties, You are responsible for contacting the third party directly
5. Tracking technologies
a. Cookies and web beacons
We may use cookies, web beacons, tracking pixels, and other tracking technologies on the Site to help customize the Site and improve your experience. When You access the Site, your Personal Information is not collected through the use of tracking technology. Most browsers are set to accept cookies by default. You can remove or reject cookies, but be aware that such action could affect the availability and functionality of the Site. You may not decline web beacons. However, they can be rendered ineffective by declining all cookies or by modifying your web browser’s settings to notify You each time a cookie is tendered, permitting You to accept or decline cookies on an individual basis.
b. Internet-based advertising
Additionally, We may use third-party software to serve ads on the Site, implement email marketing campaigns, and manage other interactive marketing initiatives. This third-party software may use cookies or similar tracking technology to help manage and optimize your online experience with us.
c. Website analytics
We may also partner with selected third-party vendors, such as Google Analytics to allow tracking technologies and remarketing services on the Site through the use of first party cookies and third-party cookies, to, among other things, analyze and track Users’ use of the Site, determine the popularity of certain content and better understand online activity. By accessing the Site You consent to the collection and use of your information by these third-party vendors. You are encouraged to review their privacy policy and contact them directly for responses to your questions. We do not transfer Personal Information to these third-party vendors. However, if You do not want any information to be collected and used by tracking technologies, You can visit the third-party vendor privacy policy 

You should be aware that getting a new computer, installing a new browser, upgrading an existing browser, or erasing or otherwise altering your browser’s cookies files may also clear certain opt-out cookies, plug-ins, or settings.
6. Third party websites
The Site may contain advertisements from third parties that are not affiliated with Us and which may link to other websites, online services or mobile applications. We cannot guarantee the safety and privacy of data You provide to any third parties. Any data collected by third parties is not covered by this Privacy Policy. We are not responsible for the content or privacy and security practices and policies of any third parties, including other websites, services or applications that may be linked to or from the Site. You should review the policies of such third parties and contact them directly to respond to your questions
7. Cross border transfer of your information
We may share data of leads collected using the Contact Us functionality internally with our India / other office people.
8. Security of your information
We use administrative, technical, and physical security measures to help protect your Personal Information. While We have taken reasonable steps to secure the Personal Information You provide to Us, please be aware that despite Our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse. Any information disclosed online is vulnerable to interception and misuse by unauthorized parties. Therefore, We cannot guarantee complete security if You provide Personal Information.
9. Policy for children
We do not knowingly solicit information from or market to children under the age of 13. If You become aware of any data we have collected from children under age 13, please contact Us using the contact information provided below.
10. Storage period
We will only keep your Personal Information for as long as it is necessary for the purposes set out in this Privacy Policy, unless a longer retention period is required or permitted by law (such as tax, accounting or other legal requirements). 

When We have no ongoing legitimate business need to process your Personal Information, We will either delete or anonymize it, or, if this is not possible (for example, because your Personal Information has been stored in backup archives), then We will securely store your Personal Information and isolate it from any further processing until deletion is possible.
11. Controls for do-not-track features
Most web browsers and some mobile operating systems include a Do-Not-Track (“DNT”) feature or setting You can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. No uniform technology standard for recognizing and implementing DNT signals has been finalized. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform You about that practice in a revised version of this Privacy Policy. Most web browsers and some mobile operating systems include a Do-Not-Track (“DNT”) feature or setting You can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. If You set the DNT signal on your browser, we will respond to such DNT browser signals.
12. Your rights
a. Access to specific information and data portability rights
In some jurisdictions, You have the right to request that We disclose certain information to You about Our collection and use of your Personal Information over the past 12 months. Once We receive and confirm your verifiable consumer request, We will disclose to you:
The categories of Personal Information we collected about You.
The categories of sources for the Personal Information we collected about You.
Our business or commercial purpose for collecting or selling that Personal Information.
The categories of third parties with whom we share that Personal Information.
The specific pieces of Personal Information We collected about You (also called a data portability request).
Sales (if any), identifying the Personal Information categories that each category of recipient purchased; and
disclosures for a business purpose, identifying the Personal Information categories that each category of recipient obtained.
To exercise these rights, please contact us. Please refer to the contact details at the bottom of this Privacy Policy.
b. Account information
You may at any time review or change the information in your account or terminate your account by: (i) logging into your account settings and updating your account; and (ii) contacting us using the contact information provided below. 

Upon your request to terminate your account, We will deactivate or delete your account and information from our active databases. However, some information may be retained in our files to prevent fraud, troubleshoot problems, assist with any investigations, enforce our Terms of Use and/or comply with legal requirements.
c. Emails and communications
If You no longer wish to receive correspondence, emails, or other communications from Us, You may opt-out by: (i) noting your preferences at the time You register your account with the Site; (ii) logging into your account settings and updating your preferences and (iii) contacting us using the contact information provided below. 
 If You no longer wish to receive correspondence, emails, or other communications from third parties, You are responsible for contacting the third party directly.
13. Sale of personal information
In the preceding twelve (12) months, we have not sold any Personal Information. We will not sell your Personal Information to any party. If in the future, We anticipate selling your Personal Information to any third party, we will provide You with the opt-out rights required under applicable law.
14. California privacy rights
California Civil Code Section 1798.83, also known as the “Shine The Light” law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of Personal Information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared Personal Information in the immediately preceding calendar year. If You are a California resident and would like to make such a request, please submit your request in writing to us using the contact information provided below.
15. Our contact details
CredAcc Technologies US Inc. 
701 Market Street 
Suite 111 
St. Augustine, FL 32095