With anchor-borrower modules for MSME & SCF lending
CredAcc is a fully digital, cloud-based Supply Chain Finance software platform for workflow management and credit line origination & management. It enables banks and NBFCs to seamlessly connect with corporates, buyers, distributors, and vendors through APIs, deploying the full range of SCF solutions.
Deliver hyper-personalized, innovative, and data-driven lending solutions for superior borrower experiences. Make smarter, faster, and more insight-driven decisions with no-code technology and fully configurable application workflows.
CredAcc’s highly configurable, flexible, and user-friendly supply chain finance software is built using micro-services, API and algorithm-driven tech for deploying the full range of SCF solutions.
CredAcc offers great user experience, comprehensive payables and receivables workflows, faster credit origination, innovative products, enriched underwriting, lesser defaults, and increased customer and employee satisfaction.
Configurable workflow management for all SCF products
Separate lender, corporate, buyer, and supplier portals
Configurable digital application journey
Digitized KYC/KYB
Embedded tax, GST, banking, and other data sources
Spreading of financial data
Deeper and faster underwriting
Automated decisioning engine
Rule based offers, risk scoring, decision trees
Credit line amount eligibility calculations and credit checks
Digital signing, closing, and booking
Analytics and reporting for better insights
Integration with your core system for seamless and live transactions
One-stop, full-service platform with multiple modules for intelligent automation
CredAcc’s Loan Origination software enables lenders to underwrite credit lines smarter and faster compared to traditional cloud lending systems. It’s also DIY- simple, highly configurable, comes with pre-built data integrations, and integrates with legacy software.
Borrower modulesFront-end customer modules for borrowers to seamlessly apply for credit lines via any channel – digital banking, web, or mobile apps and upload and track documents
Sales & Broker modulesModule for sales partners, brokers, CPA, and financial provider ecosystems for credit line initiation and onboarding with effective communication
Corporate & Borrower Management modulesModules for corporates to manage buyer or supplier finance credit lines across multiple lenders, limits, disbursements, invoices, analyze risks, and track payments & transactions
Underwriting & Decisioning modulesWith verification and operation modules, underwriters enhance applications and expedite decisions, utilizing them for complex data spreading and custom template creation, improving and deepening the underwriting process
Loan Management modulesProprietary Loan Management system supporting interest and repayment
CredAcc brings a deep understanding of complex lending products with minimal loss rates, along with decades of experience in working with large global banks and financial institutions.