Get the industry’s most powerful Working Capital Lending Software
Fast-track Working Capital Loans with CredAcc’s no-code LOS
7x
50%
30%
<24
20%+
Working Capital Loan Products Supported
Cash Credit (CC)
Overdraft (OD)
Demand Loans
Bill Discounting
Letter of Credit
Bank GuaranteesIntelligent infrastructure powering Working Capital lending
Lead Sourcing & Origination
- Digital Onboarding & KYC/KYB
- Data Ingestion (GST, Bank Statements, Credit Bureau, etc.)
- Collateral Integration (Inventory, Receivables, WIP)
- Automated Limit & Drawing Power (DP) Calculation
- Credit Evaluation & Approval
- Limit Setup & Documentation
Configure Workflows Without Code
- Adapt DP rules, covenant thresholds, and limit resets through a visual, no-code interface
Digitise Onboarding
- Streamline borrower onboarding with built-in GST validation, KYC/KYB checks, and document capture
Automate Limit & Drawing Power Calculation
- Calculate limits and DP in real time using inventory, receivables, WIP, and banking data
Integrate with External Systems via APIs
- Connect seamlessly to GST, credit bureaus, banking systems, and ERPs for live data ingestion
Flag Renewals with Rule-Based Alerts
- Detect upcoming renewals using date, utilisation, or covenant triggers to initiate workflows
Generate & Sign Documents Instantly
- Create sanction letters, limit schedules, and agreements with automated e-signing support
Manage Renewals & Amendments Seamlessly
- Update limits and documents with configurable workflows and embedded compliance checks
Multi-Collateral SupportManage inventory, receivables, and WIP collaterals—track valuations and lien positions effectively
Configurable Margin & LTV RulesDefine policies for margin calls, advance rates, and triggers based on collateral type and risk profile
Real-Time Collateral MonitoringIngest data via APIs or uploads for periodic valuation and lien monitoring, with mismatch alerting
Workflow-Driven ManagementConduct audits, inspections, margin calls, and collateral realizations through defined workflows
Why Lenders Choose CredAcc’s Working Capital LOS
Modular Architecture & Open APIs
Working Capital Product Fit
Faster Time-to-Market
Regulatory Compliance & Security
Operational Efficiency & Risk ControlGet the industry’s most powerful no-code LOS for future-proof, profitable Working Capital lending
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